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James R. Bina


Executive Vice President

Agency Manager

Personal Information:

Born Minneapolis, Minnesota
Education: High School: Edina HS – Edina, MN
College and Degree: U of Minnesota – BS –History

Business Information:

Entered Insurance Business: 1970
Professional Designations:
  • CPCU – Chartered Property & Casualty Underwriter
  • Licensed since 1970
Market Expertise:
  • 40 Years of advising clients on risk management
  • Non-profits
  • Manufacturing Companies
  • Workers Compensation “self-insurance programs”
  • Family-run businesses
Industry Awards or Recognition:
  • Past President Horizon Agency (29 years)
  • Vendor-of-the-Year to Billy Graham Evangelistic Association
  • Past Board Member Minnesota Independent Insurance Agents

Personal Interests and Involvement:

Personal Interests and Involvement:
  • Family Activities, Grandchildren and Travel
  • Golf, Cycling, Cooking
  • Reading
  • Board member King of Grace Lutheran Church
  • President of Premium Consulting, LLC